:root { --primary:#1E3F5C; --border:#e5e8ed; --bg:#f5f8fb; --card:#fff; --text:#111827; --muted:#64748b; --shadow:0 18px 44px rgba(15,23,42,.08); }
* { box-sizing:border-box; margin:0; padding:0; }
body { font-family:'Inter',sans-serif; color:var(--text); background:linear-gradient(180deg,#f8fbff 0%,#eef4fb 100%); line-height:1.75; padding-top:var(--site-nav-h-px,80px); }
.hero { padding:56px 20px 28px; text-align:center; color:#fff; background:radial-gradient(circle at top left, rgba(55,162,181,.16), transparent 28%), linear-gradient(135deg,#0c2747 0%,#1b4f76 50%,#2c7d93 100%); }
.hero h1 { font-family:'Lato',sans-serif; font-size:clamp(2.2rem,5vw,3.5rem); font-weight:900; margin-bottom:12px; }
.hero p { max-width:720px; margin:0 auto; color:rgba(255,255,255,.9); }
.wrap { max-width:980px; margin:28px auto 60px; padding:0 20px; }
.card { background:var(--card); border:1px solid var(--border); border-radius:22px; box-shadow:var(--shadow); padding:clamp(24px,4vw,42px); }
h2 { font-family:'Lato',sans-serif; font-size:clamp(1.35rem,3vw,1.85rem); color:var(--primary); margin:32px 0 10px; }
h2:first-child { margin-top:0; }
h3 { font-family:'Inter',sans-serif; font-size:clamp(1.02rem,2vw,1.12rem); font-weight:700; color:#2c6a93; margin:22px 0 8px; }
p, li { color:#334155; font-size:1rem; }
p + p { margin-top:12px; }
ul { padding-left:20px; margin-top:10px; }
li + li { margin-top:8px; }
li > ul { margin-top:8px; }
li > ul > li { color:#475569; }
strong { color:#1f2f45; font-weight:600; }
a { color:#1b6f9c; text-decoration:underline; text-underline-offset:2px; }
a:hover { color:var(--primary); }
a:focus-visible { outline:3px solid rgba(44,125,147,.45); outline-offset:2px; border-radius:3px; }
.policy-dates { margin-bottom:22px; padding-bottom:16px; border-bottom:1px solid var(--border); color:var(--muted); font-size:.95rem; }
.policy-dates-sep { margin:0 8px; color:#cbd5e1; }
.policy-contact { margin-top:12px; padding:16px 18px; border-left:3px solid #2c7d93; border-radius:0 10px 10px 0; background:var(--bg); color:#334155; font-style:normal; line-height:1.9; }
.note { margin-top:28px; padding-top:18px; border-top:1px solid var(--border); color:var(--muted); font-size:.96rem; }
@media (max-width:640px) {
  .hero { padding:40px 16px 22px; }
  .wrap { margin:20px auto 42px; padding:0 14px; }
  h2 { margin-top:26px; }
  ul { padding-left:16px; }
  .policy-dates { display:flex; flex-direction:column; gap:2px; }
  .policy-dates-sep { display:none; }
}
.skip-link { position:absolute; left:-9999px; top:0; background:#1E3F5C; color:#fff; padding:0.5rem 1rem; font-weight:600; z-index:99999; border-radius:0 0 8px 0; text-decoration:none; }
.skip-link:focus { left:0; }